October 1, 2025 | SIBTF.org — California’s catastrophic injury cases face an uncertain future as the state prepares to implement AB 1329’s tighter eligibility rules for the Subsequent Injuries Benefits Trust Fund (SIBTF). Claimants with severe conditions such as amputations, spinal trauma, or permanent neurological damage could encounter new hurdles when proving their eligibility for supplemental benefits. While the reform aims to reduce costs, critics warn the human impact could be profound.
What AB 1329 Means for Catastrophic Cases
Catastrophic injury cases face new challenges as AB 1329 introduces heightened proof requirements for demonstrating pre-existing disabilities in combination with new work injuries. For catastrophic cases, this shift could mean longer disputes, higher evidentiary burdens, and delayed access to benefits. Attorneys note that claimants with permanent total disabilities are especially vulnerable under the stricter rules.
Amputation and Neurological Injury Claimants at Risk
Historically, workers suffering amputations or severe brain and spinal cord injuries have relied on the Fund to offset wage loss and ongoing medical needs. Under AB 1329, catastrophic injury cases may face challenges if prior conditions are not clearly documented. Advocates argue this may unfairly exclude individuals who, despite catastrophic impairment, struggle to meet procedural thresholds.
A Shift Toward Litigation
Legal experts predict that tighter eligibility standards could push more catastrophic injury cases into prolonged litigation before the Workers’ Compensation Appeals Board (WCAB). Increased disputes could further strain an already burdened system, leaving the most seriously injured workers in limbo.
Why Human Impact Matters
Beyond fiscal policy, the reforms raise questions of fairness and equity. Catastrophically injured workers often lack the resources to navigate complex claim disputes. Observers stress that any system changes must balance cost containment with compassion for those facing life-altering disabilities.
For perspectives from claimant advocates, visit the California Applicants’ Attorneys Association.
Stay updated and subscribe to SIBTF.org for in-depth coverage of legislative impacts on injured workers.
Read More from SIBTF.org:
- Regional Disparities: SIBTF Claim Patterns Differ Across California
- Employer Assessments Poised to Climb if SIBTF Costs Hold Steady
- Governor Yet to Act on Key SIBTF Reform Bill AB 1329
FAQs: Catastrophic Injury Cases After AB 1329
How does AB 1329 affect catastrophic injury claimants?
It raises proof requirements for combining disabilities, making it harder for severely injured workers to qualify for SIBTF benefits.
Why are amputation and neurological injury cases especially vulnerable?
These cases often rely on supplemental benefits, but tighter eligibility may exclude workers without extensive pre-injury medical documentation.
Will AB 1329 lead to more litigation?
Yes. Attorneys expect more disputes to reach WCAB hearings due to stricter evidentiary rules.
What can injured workers do to protect their rights?
They should consult experienced workers’ compensation attorneys familiar with SIBTF and keep thorough medical records to strengthen their claims.
What is SIBTF?
The Subsequent Injuries Benefits Trust Fund (SIBTF) helps California workers who suffer a new workplace injury and already had a prior disability. It offers supplemental compensation when combined impairments severely limit earning capacity.